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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,761 | $72,404+192.5% | $110,243+92.1% | $64,173+230.0% |
| Participation rate | 69.4% | 73.3%-3.9pp | 79.8%-10.4pp | 69.6%-0.2pp |
| Annual return | 7.14% | -6.29%+13.4pp | 314.76%-307.6pp | 7.63%-0.5pp |
| Employer contribution / active EE | $557 | $2,282-75.6% | $3,827-85.4% | $2,381-76.6% |
| Participant deferral / active EE | $3,782 | $3,469+9.0% | $4,672-19.0% | $3,470+9.0% |
| Admin fee / account holder | $28,658 | $5,664+405.9% | $8,548+235.3% | $4,887+486.4% |