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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,657 | $58,848-5.4% | $88,179-36.9% | $82,637-32.6% |
| Participation rate | 82.1% | 57.9%+24.2pp | 69.1%+13.0pp | 68.1%+14.1pp |
| Annual return | 7.71% | 22.76%-15.0pp | 64.97%-57.3pp | 53.51%-45.8pp |
| Employer contribution / active EE | $438 | $1,678-73.9% | $2,549-82.8% | $2,552-82.8% |
| Participant deferral / active EE | $1,973 | $3,124-36.8% | $4,614-57.2% | $4,126-52.2% |
| Admin fee / account holder | $434 | $4,795-91.0% | $7,673-94.3% | $7,339-94.1% |