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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,657 | $57,590-3.4% | $86,233-35.5% | $82,448-32.5% |
| Participation rate | 82.1% | 57.9%+24.3pp | 69.0%+13.1pp | 68.1%+14.1pp |
| Annual return | 7.71% | 22.41%-14.7pp | 61.39%-53.7pp | 41.64%-33.9pp |
| Employer contribution / active EE | $438 | $1,655-73.5% | $2,504-82.5% | $2,551-82.8% |
| Participant deferral / active EE | $1,973 | $3,080-35.9% | $4,559-56.7% | $4,139-52.3% |
| Admin fee / account holder | $434 | $4,730-90.8% | $8,342-94.8% | $7,234-94.0% |