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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,989 | $42,383-8.0% | $76,518-49.0% | $64,173-39.2% |
| Participation rate | 71.0% | 58.1%+12.8pp | 68.0%+3.0pp | 69.6%+1.4pp |
| Annual return | 13.00% | -16.54%+29.5pp | -0.27%+13.3pp | 7.63%+5.4pp |
| Employer contribution / active EE | $9 | $1,563-99.4% | $2,647-99.7% | $2,381-99.6% |
| Participant deferral / active EE | $1,841 | $2,566-28.3% | $3,836-52.0% | $3,470-46.9% |
| Admin fee / account holder | $1,206 | $3,198-62.3% | $4,849-75.1% | $4,887-75.3% |