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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,323 | $81,403+135.0% | $147,027+30.1% | $87,485+118.7% |
| Participation rate | 83.8% | 63.4%+20.3pp | 73.7%+10.0pp | 68.9%+14.9pp |
| Annual return | 10.25% | 16.51%-6.3pp | 20.23%-10.0pp | 26.06%-15.8pp |
| Employer contribution / active EE | $0 | $2,205-100.0% | $3,626-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $5,315 | $3,315+60.3% | $4,933+7.7% | $4,274+24.4% |
| Admin fee / account holder | $7,547 | $6,755+11.7% | $12,223-38.3% | $7,775-2.9% |