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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,323 | $87,180+119.5% | $173,703+10.1% | $94,015+103.5% |
| Participation rate | 83.8% | 65.6%+18.2pp | 75.9%+7.9pp | 70.8%+13.0pp |
| Annual return | 10.25% | 14.17%-3.9pp | 17.46%-7.2pp | 17.84%-7.6pp |
| Employer contribution / active EE | $0 | $2,494-100.0% | $4,288-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $5,315 | $3,343+59.0% | $4,854+9.5% | $4,249+25.1% |
| Admin fee / account holder | $7,547 | $7,506+0.6% | $15,562-51.5% | $8,951-15.7% |