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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,536 | $91,194+17.9% | $178,486-39.8% | $79,860+34.7% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 8.65% | 24.19%-15.5pp | 151.08%-142.4pp | 31.72%-23.1pp |
| Employer contribution / active EE | $7,255 | $3,256+122.8% | $5,011+44.8% | $2,471+193.6% |
| Participant deferral / active EE | $4,879 | $3,236+50.8% | $5,202-6.2% | $3,740+30.5% |
| Admin fee / account holder | $2,765 | $6,751-59.1% | $13,985-80.2% | $5,306-47.9% |