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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,811 | $81,331+71.9% | $155,534-10.1% | $80,935+72.7% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 15.44% | 33.37%-17.9pp | 64.92%-49.5pp | 35.66%-20.2pp |
| Employer contribution / active EE | $9,549 | $3,105+207.6% | $4,675+104.3% | $2,757+246.4% |
| Participant deferral / active EE | $5,756 | $3,454+66.6% | $5,630+2.2% | $4,299+33.9% |
| Admin fee / account holder | $5,972 | $7,999-25.3% | $15,900-62.4% | $6,924-13.8% |