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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,746 | $85,171+34.7% | $172,753-33.6% | $72,976+57.2% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 15.30% | 27.32%-12.0pp | 803.00%-787.7pp | 81.02%-65.7pp |
| Employer contribution / active EE | $6,701 | $3,324+101.6% | $5,144+30.3% | $2,440+174.6% |
| Participant deferral / active EE | $4,473 | $3,260+37.2% | $5,198-13.9% | $3,608+24.0% |
| Admin fee / account holder | $23,904 | $5,880+306.5% | $13,956+71.3% | $5,124+366.5% |