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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,957 | $232,540-32.5% | $185,117-15.2% | $147,586+6.3% |
| Participation rate | 56.3% | 82.4%-26.1pp | 77.3%-21.0pp | 82.8%-26.6pp |
| Annual return | 19.73% | 43.03%-23.3pp | 40.50%-20.8pp | 578.59%-558.9pp |
| Employer contribution / active EE | $0 | $5,195-100.0% | $4,182-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $4,627 | $5,834-20.7% | $5,045-8.3% | $5,439-14.9% |
| Admin fee / account holder | $0 | $10,275-100.0% | $8,159-100.0% | $10,886-100.0% |