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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,303 | $228,395-5.7% | $185,861+15.8% | $158,982+35.4% |
| Participation rate | 71.4% | 82.3%-10.9pp | 78.0%-6.6pp | 82.0%-10.5pp |
| Annual return | 13.67% | 40.82%-27.1pp | 35.96%-22.3pp | 302.99%-289.3pp |
| Employer contribution / active EE | $2,989 | $4,968-39.8% | $4,088-26.9% | $4,763-37.2% |
| Participant deferral / active EE | $6,958 | $6,417+8.4% | $5,634+23.5% | $5,983+16.3% |
| Admin fee / account holder | $26,653 | $11,869+124.6% | $9,503+180.5% | $11,252+136.9% |