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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,423 | $202,463-3.5% | $169,397+15.4% | $139,487+40.1% |
| Participation rate | 78.9% | 81.1%-2.2pp | 77.2%+1.8pp | 80.3%-1.4pp |
| Annual return | 11.94% | 532.64%-520.7pp | 406.23%-394.3pp | 373.84%-361.9pp |
| Employer contribution / active EE | $2,936 | $4,694-37.5% | $4,013-26.8% | $4,755-38.3% |
| Participant deferral / active EE | $9,912 | $6,941+42.8% | $6,223+59.3% | $6,713+47.7% |
| Admin fee / account holder | $1,178 | $10,726-89.0% | $9,017-86.9% | $11,407-89.7% |