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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,146 | $108,825+158.3% | $156,181+80.0% | $82,448+241.0% |
| Participation rate | 89.2% | 72.4%+16.8pp | 78.8%+10.4pp | 68.1%+21.1pp |
| Annual return | 8.44% | 20.59%-12.1pp | 64.87%-56.4pp | 41.64%-33.2pp |
| Employer contribution / active EE | $6,845 | $2,870+138.5% | $4,294+59.4% | $2,551+168.3% |
| Participant deferral / active EE | $10,481 | $4,577+129.0% | $6,132+70.9% | $4,139+153.2% |
| Admin fee / account holder | $58,987 | $9,341+531.5% | $14,586+304.4% | $7,234+715.4% |