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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,146 | $114,712+145.1% | $173,730+61.8% | $87,485+221.4% |
| Participation rate | 89.2% | 73.0%+16.2pp | 79.6%+9.6pp | 68.9%+20.3pp |
| Annual return | 8.44% | 20.18%-11.7pp | 19.96%-11.5pp | 26.06%-17.6pp |
| Employer contribution / active EE | $6,845 | $2,904+135.7% | $4,577+49.5% | $2,596+163.7% |
| Participant deferral / active EE | $10,481 | $4,642+125.8% | $6,326+65.7% | $4,274+145.3% |
| Admin fee / account holder | $58,987 | $10,210+477.8% | $17,523+236.6% | $7,775+658.7% |