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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,146 | $123,478+127.7% | $216,567+29.8% | $94,015+199.0% |
| Participation rate | 89.2% | 75.1%+14.1pp | 81.6%+7.5pp | 70.8%+18.4pp |
| Annual return | 8.44% | 23.61%-15.2pp | 12.94%-4.5pp | 17.84%-9.4pp |
| Employer contribution / active EE | $6,845 | $3,136+118.3% | $5,216+31.2% | $2,790+145.3% |
| Participant deferral / active EE | $10,481 | $4,556+130.0% | $6,191+69.3% | $4,249+146.6% |
| Admin fee / account holder | $58,987 | $12,753+362.5% | $21,981+168.4% | $8,951+559.0% |