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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,467 | $91,559+196.5% | $133,971+102.6% | $79,852+240.0% |
| Participation rate | 82.4% | 73.3%+9.0pp | 79.8%+2.5pp | 69.6%+12.7pp |
| Annual return | 12.37% | 61.85%-49.5pp | 45.09%-32.7pp | 31.72%-19.3pp |
| Employer contribution / active EE | $5,467 | $2,384+129.3% | $3,919+39.5% | $2,471+121.2% |
| Participant deferral / active EE | $8,546 | $3,734+128.9% | $5,047+69.3% | $3,740+128.5% |
| Admin fee / account holder | $1,560 | $6,321-75.3% | $8,929-82.5% | $5,306-70.6% |