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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,135 | $87,059-30.9% | $105,608-43.1% | $80,925-25.7% |
| Participation rate | 89.2% | 70.4%+18.8pp | 75.3%+14.0pp | 67.7%+21.6pp |
| Annual return | 16.34% | 17.05%-0.7pp | 116.50%-100.2pp | 35.65%-19.3pp |
| Employer contribution / active EE | $790 | $2,396-67.1% | $3,167-75.1% | $2,756-71.4% |
| Participant deferral / active EE | $5,312 | $3,986+33.3% | $5,010+6.0% | $4,299+23.6% |
| Admin fee / account holder | $3,143 | $8,443-62.8% | $11,028-71.5% | $6,940-54.7% |