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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,965 | $62,002-25.9% | $93,621-50.9% | - |
| Participation rate | 79.8% | 71.3%+8.5pp | 75.8%+4.0pp | - |
| Annual return | 22.13% | 20.75%+1.4pp | 32.76%-10.6pp | - |
| Employer contribution / active EE | $513 | $1,327-61.3% | $2,719-81.1% | - |
| Participant deferral / active EE | $3,637 | $2,563+41.9% | $4,070-10.6% | - |
| Admin fee / account holder | $3,016 | $6,149-51.0% | $7,890-61.8% | - |