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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,575 | $79,955-36.7% | $98,461-48.6% | $75,173-32.7% |
| Participation rate | 87.8% | 70.4%+17.4pp | 75.2%+12.6pp | 67.2%+20.6pp |
| Annual return | 14.07% | 19.75%-5.7pp | 21.17%-7.1pp | 160.72%-146.6pp |
| Employer contribution / active EE | $797 | $2,264-64.8% | $3,049-73.9% | $2,671-70.2% |
| Participant deferral / active EE | $5,312 | $3,752+41.5% | $4,738+12.1% | $4,126+28.7% |
| Admin fee / account holder | $6,970 | $6,841+1.9% | $8,961-22.2% | $5,651+23.4% |