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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,341 | $91,559+51.1% | $133,978+3.3% | $79,856+73.2% |
| Participation rate | 96.7% | 73.3%+23.3pp | 79.8%+16.8pp | 69.6%+27.0pp |
| Annual return | 8.15% | 61.85%-53.7pp | 45.10%-36.9pp | 31.71%-23.6pp |
| Employer contribution / active EE | $3,263 | $2,384+36.9% | $3,919-16.7% | $2,471+32.1% |
| Participant deferral / active EE | $5,001 | $3,734+33.9% | $5,047-0.9% | $3,741+33.7% |
| Admin fee / account holder | $12,365 | $6,321+95.6% | $8,930+38.5% | $5,306+133.0% |