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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,269 | $65,704+113.5% | $94,229+48.9% | $59,633+135.2% |
| Participation rate | 61.5% | 72.1%-10.6pp | 78.8%-17.2pp | 68.7%-7.1pp |
| Annual return | -0.32% | 5.22%-5.5pp | 10.68%-11.0pp | 2041.45%-2041.8pp |
| Employer contribution / active EE | $2,667 | $2,021+32.0% | $3,587-25.6% | $2,203+21.1% |
| Participant deferral / active EE | $3,608 | $3,143+14.8% | $4,320-16.5% | $3,192+13.0% |
| Admin fee / account holder | $956 | $4,265-77.6% | $6,269-84.7% | $4,297-77.7% |