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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,215 | $81,870+40.7% | $119,634-3.7% | $68,490+68.2% |
| Participation rate | 97.3% | 71.9%+25.4pp | 79.3%+18.0pp | 67.9%+29.4pp |
| Annual return | -20.04% | -23.82%+3.8pp | -14.98%-5.1pp | -7.85%-12.2pp |
| Employer contribution / active EE | $3,503 | $2,692+30.1% | $4,232-17.2% | $2,597+34.9% |
| Participant deferral / active EE | $5,056 | $4,148+21.9% | $5,601-9.7% | $4,028+25.5% |
| Admin fee / account holder | $1,957 | $6,583-70.3% | $10,329-81.1% | $5,403-63.8% |