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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $577,071 | $99,875+477.8% | $146,866+292.9% | $86,983+563.4% |
| Participation rate | 81.5% | 75.8%+5.7pp | 82.5%-1.0pp | 69.5%+11.9pp |
| Annual return | 12.13% | 28.10%-16.0pp | 102.85%-90.7pp | 25.83%-13.7pp |
| Employer contribution / active EE | $24,893 | $3,224+672.1% | $4,425+462.6% | $2,584+863.2% |
| Participant deferral / active EE | $0 | $6,322-100.0% | $7,759-100.0% | $4,194-100.0% |
| Admin fee / account holder | $8,434 | $7,838+7.6% | $13,620-38.1% | $7,856+7.4% |