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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,098 | $89,370+210.1% | $141,197+96.2% | $72,976+279.7% |
| Participation rate | 72.4% | 75.1%-2.7pp | 82.5%-10.1pp | 69.5%+2.9pp |
| Annual return | -1.48% | 111.88%-113.4pp | 71.41%-72.9pp | 81.02%-82.5pp |
| Employer contribution / active EE | $18,761 | $3,115+502.3% | $4,736+296.1% | $2,440+668.9% |
| Participant deferral / active EE | $0 | $5,419-100.0% | $6,710-100.0% | $3,608-100.0% |
| Admin fee / account holder | $92,881 | $5,957+1459.3% | $10,265+804.8% | $5,124+1712.6% |