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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $465,865 | $102,385+355.0% | $147,080+216.7% | $80,935+475.6% |
| Participation rate | 92.0% | 75.9%+16.1pp | 82.2%+9.8pp | 67.7%+24.3pp |
| Annual return | 16.01% | 135.09%-119.1pp | 420.17%-404.2pp | 35.66%-19.6pp |
| Employer contribution / active EE | $23,361 | $3,717+528.5% | $4,933+373.5% | $2,757+747.4% |
| Participant deferral / active EE | $0 | $6,651-100.0% | $8,066-100.0% | $4,299-100.0% |
| Admin fee / account holder | $2,708 | $7,951-65.9% | $12,989-79.2% | $6,924-60.9% |