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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $397,728 | $105,210+278.0% | $159,487+149.4% | $85,851+363.3% |
| Participation rate | 75.8% | 75.8%0pp | 82.8%-7.1pp | 69.3%+6.4pp |
| Annual return | 26.12% | 45.08%-19.0pp | 263.71%-237.6pp | 318.63%-292.5pp |
| Employer contribution / active EE | $16,459 | $3,319+395.9% | $4,831+240.7% | $2,565+541.6% |
| Participant deferral / active EE | $0 | $5,946-100.0% | $7,354-100.0% | $3,952-100.0% |
| Admin fee / account holder | $1,236 | $6,934-82.2% | $10,804-88.6% | $6,261-80.3% |