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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,317 | $81,331+325.8% | $155,534+122.7% | $80,935+327.9% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 13.63% | 33.37%-19.7pp | 64.92%-51.3pp | 35.66%-22.0pp |
| Employer contribution / active EE | $9,449 | $3,105+204.4% | $4,675+102.1% | $2,757+242.8% |
| Participant deferral / active EE | $5,997 | $3,454+73.6% | $5,630+6.5% | $4,299+39.5% |
| Admin fee / account holder | $17,393 | $7,999+117.4% | $15,900+9.4% | $6,924+151.2% |