| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $169,419 |
CAPFINANCIAL PARTNERS LLC3 years Filed as: CAPFINANCIAL PARTNERS, LLC Service code 16 · EIN 26-0058143 | Consulting | $72,000 |
KBF CPAS LLP2 years Filed as: KBF CERTIFIED PUBLIC ACCOUNTANTS Service code 10 · EIN 82-1030164 | Accounting | $17,000 |
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,863 | $130,052+16.8% | $86,717+75.1% | $77,906+94.9% |
| Participation rate | 98.0% | 85.9%+12.1pp | 76.6%+21.4pp | 73.7%+24.3pp |
| Annual return | -16.97% | -12.73%-4.2pp | 35.97%-52.9pp | 12.16%-29.1pp |
| Employer contribution / active EE | $3,509 | $3,214+9.2% | $2,837+23.7% | $2,846+23.3% |
| Participant deferral / active EE | $11,141 | $5,741+94.1% | $4,657+139.2% | $4,805+131.9% |
| Admin fee / account holder | $82 | $132-37.5% | $7,494-98.9% | $133-37.9% |