| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3+ years Service code 16 · EIN 26-4310632 | Consulting | $65,000 |
KIECKHAFER SCHIFFER LLP3+ years Filed as: KIECKHAFER, SCHIFFER & COMPANY LLP Service code 16 · EIN 33-0688321 | Consulting | $16,061 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$220,818 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,035 | $88,730+44.3% | $82,312+55.5% | $77,958+64.2% |
| Participation rate | 97.9% | 84.5%+13.3pp | 76.9%+21.0pp | 71.6%+26.2pp |
| Annual return | 19.26% | 20.88%-1.6pp | 25.88%-6.6pp | 20.87%-1.6pp |
| Employer contribution / active EE | $2,989 | $2,758+8.4% | $2,428+23.1% | $2,310+29.4% |
| Participant deferral / active EE | $8,651 | $4,634+86.7% | $3,706+133.4% | $3,537+144.6% |
| Admin fee / account holder | $94 | $74+26.4% | $5,608-98.3% | $97-4.0% |