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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,353 | $135,956+68.0% | $123,894+84.3% | $273,972-16.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 8.59% | 56.63%-48.0pp | 47.52%-38.9pp | 41.46%-32.9pp |
| Employer contribution / active EE | $6,928 | $5,170+34.0% | $4,617+50.1% | $4,869+42.3% |
| Participant deferral / active EE | $11,739 | $6,343+85.1% | $5,984+96.2% | $5,287+122.0% |
| Admin fee / account holder | $1,519 | $9,817-84.5% | $8,357-81.8% | $10,133-85.0% |