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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,761 | $165,399+136.9% | $149,745+161.6% | $158,982+146.4% |
| Participation rate | 94.4% | 84.6%+9.9pp | 82.5%+12.0pp | 82.0%+12.5pp |
| Annual return | 14.97% | 348.34%-333.4pp | 276.72%-261.7pp | 302.99%-288.0pp |
| Employer contribution / active EE | $8,669 | $5,105+69.8% | $4,646+86.6% | $4,763+82.0% |
| Participant deferral / active EE | $10,341 | $7,183+44.0% | $6,843+51.1% | $5,983+72.8% |
| Admin fee / account holder | $4,077 | $10,811-62.3% | $9,312-56.2% | $11,252-63.8% |