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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,082 | $127,387+72.0% | $115,038+90.4% | $125,389+74.7% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -1.37% | 31.28%-32.6pp | 26.14%-27.5pp | 282.24%-283.6pp |
| Employer contribution / active EE | $5,517 | $5,166+6.8% | $4,608+19.7% | $4,866+13.4% |
| Participant deferral / active EE | $9,675 | $6,423+50.6% | $6,026+60.5% | $5,352+80.8% |
| Admin fee / account holder | $3,999 | $9,516-58.0% | $8,175-51.1% | $9,541-58.1% |