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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,593 | $131,835+103.7% | $108,582+147.4% | $273,972-2.0% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 1.32% | -91.57%+92.9pp | -51.70%+53.0pp | 41.46%-40.1pp |
| Employer contribution / active EE | $4,950 | $4,913+0.8% | $3,758+31.7% | $4,869+1.7% |
| Participant deferral / active EE | $4,800 | $5,127-6.4% | $4,311+11.3% | $5,287-9.2% |
| Admin fee / account holder | $3,097 | $10,253-69.8% | $7,645-59.5% | $10,133-69.4% |