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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,611 | $213,785-11.3% | $185,441+2.2% | $155,188+22.2% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | -1.58% | 19.97%-21.5pp | 20.16%-21.7pp | 148.84%-150.4pp |
| Employer contribution / active EE | $3,004 | $5,393-44.3% | $4,672-35.7% | $4,248-29.3% |
| Participant deferral / active EE | $6,424 | $6,864-6.4% | $6,152+4.4% | $6,531-1.6% |
| Admin fee / account holder | $1,459 | $21,134-93.1% | $17,890-91.8% | $14,480-89.9% |