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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,572 | $135,645+142.2% | $110,243+198.0% | $135,380+142.7% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | 0.43% | 513.24%-512.8pp | 314.76%-314.3pp | 519.81%-519.4pp |
| Employer contribution / active EE | $4,605 | $4,907-6.1% | $3,827+20.3% | $4,779-3.6% |
| Participant deferral / active EE | $4,083 | $5,507-25.9% | $4,672-12.6% | $5,609-27.2% |
| Admin fee / account holder | $4,317 | $11,458-62.3% | $8,548-49.5% | $10,828-60.1% |