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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $558,055 | $145,431+283.7% | $211,142+164.3% | $87,485+537.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.3%+12.7pp | 68.9%+31.1pp |
| Annual return | 20.02% | 27.21%-7.2pp | 46.84%-26.8pp | 26.06%-6.0pp |
| Employer contribution / active EE | $20,362 | $4,662+336.8% | $6,442+216.1% | $2,596+684.3% |
| Participant deferral / active EE | $11,503 | $6,859+67.7% | $9,284+23.9% | $4,274+169.2% |
| Admin fee / account holder | $12,342 | $17,052-27.6% | $19,076-35.3% | $7,775+58.7% |