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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,960 | $110,083+116.2% | $151,628+56.9% | $68,495+247.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -21.19% | -10.12%-11.1pp | 3.34%-24.5pp | -7.84%-13.4pp |
| Employer contribution / active EE | $15,549 | $4,470+247.8% | $6,165+152.2% | $2,596+498.8% |
| Participant deferral / active EE | $8,662 | $6,526+32.7% | $8,363+3.6% | $4,028+115.1% |
| Admin fee / account holder | $10,572 | $7,718+37.0% | $11,613-9.0% | $5,403+95.7% |