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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,278 | $114,073-56.8% | $96,161-48.8% | $167,518-70.6% |
| Participation rate | 83.3% | 75.1%+8.3pp | 68.4%+14.9pp | 82.1%+1.2pp |
| Annual return | 1.25% | 189.95%-188.7pp | 192.01%-190.8pp | 478.71%-477.5pp |
| Employer contribution / active EE | $3,831 | $3,428+11.7% | $2,798+36.9% | $4,838-20.8% |
| Participant deferral / active EE | $10,272 | $5,195+97.7% | $4,349+136.2% | $6,342+62.0% |
| Admin fee / account holder | $2,070 | $6,899-70.0% | $5,538-62.6% | $12,312-83.2% |