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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,688 | $93,117-17.6% | $77,096-0.5% | $134,532-43.0% |
| Participation rate | 66.7% | 74.5%-7.8pp | 67.9%-1.3pp | 81.2%-14.6pp |
| Annual return | -13.90% | 62.67%-76.6pp | 42.35%-56.2pp | 418.27%-432.2pp |
| Employer contribution / active EE | $3,989 | $3,420+16.6% | $2,814+41.7% | $4,741-15.9% |
| Participant deferral / active EE | $9,339 | $5,241+78.2% | $4,429+110.9% | $6,401+45.9% |
| Admin fee / account holder | $7,720 | $6,948+11.1% | $5,428+42.2% | $11,429-32.5% |