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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,715 | $104,924-84.1% | $84,623-80.2% | $152,885-89.1% |
| Participation rate | 75.0% | 74.8%+0.2pp | 68.2%+6.8pp | 82.5%-7.5pp |
| Annual return | 54.42% | 373.82%-319.4pp | 258.77%-204.3pp | 345.39%-291.0pp |
| Employer contribution / active EE | $2,557 | $3,302-22.6% | $2,652-3.6% | $4,763-46.3% |
| Participant deferral / active EE | $6,948 | $4,689+48.2% | $3,899+78.2% | $5,851+18.7% |
| Admin fee / account holder | $1,887 | $6,242-69.8% | $4,913-61.6% | $11,598-83.7% |