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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,579 | $150,447+34.0% | $136,298+47.9% | $147,586+36.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 14.25% | 1049.15%-1034.9pp | 5156.27%-5142.0pp | 578.59%-564.3pp |
| Employer contribution / active EE | $8,464 | $5,256+61.0% | $4,696+80.3% | $4,876+73.6% |
| Participant deferral / active EE | $9,673 | $6,631+45.9% | $6,247+54.8% | $5,439+77.9% |
| Admin fee / account holder | $11,296 | $10,906+3.6% | $9,244+22.2% | $10,886+3.8% |