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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,389 | $155,555+69.3% | $146,866+79.3% | $155,188+69.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 11.36% | 115.41%-104.1pp | 102.85%-91.5pp | 148.84%-137.5pp |
| Employer contribution / active EE | $10,606 | $4,647+128.2% | $4,425+139.7% | $4,248+149.7% |
| Participant deferral / active EE | $15,969 | $8,044+98.5% | $7,759+105.8% | $6,531+144.5% |
| Admin fee / account holder | $4,521 | $14,755-69.4% | $13,620-66.8% | $14,480-68.8% |