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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,325 | $138,114+127.6% | $125,391+150.7% | $134,545+133.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -12.54% | 750.88%-763.4pp | 572.41%-584.9pp | 418.37%-430.9pp |
| Employer contribution / active EE | $10,312 | $5,246+96.6% | $4,816+114.1% | $4,742+117.5% |
| Participant deferral / active EE | $15,223 | $7,801+95.1% | $7,448+104.4% | $6,401+137.8% |
| Admin fee / account holder | $2,326 | $11,570-79.9% | $10,009-76.8% | $11,431-79.7% |