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| Provider | Service type | Compensation |
|---|---|---|
CAPITAL SYNERGY PARTNERS1 year Filed as: CAPITAL SYNERGY PARTNERS INC Service code 53 · EIN 33-0837865 | Insurance Commissions | $207,118 |
Filed as: GREAT WEST LIFE & ANNUITY INSURANCE Service code 49 · EIN 84-0467907 | Other Services | $59,593 |
AMERICAN FUNDS1 year Service code 52 · EIN 95-2884967 | Indirect Investment Fees | $0 |
BLACKROCK1 year Service code 52 · EIN 04-6171663 | Indirect Investment Fees | $0 |
Service code 52 · EIN 36-3129984 | Indirect Investment Fees | $0 |
Filed as: FIDELITY INVESTMENTS Service code 52 · EIN 04-3365630 | Indirect Investment Fees | $0 |
FRANKLIN TEMPLETON1 year Filed as: FRANKLINTEMPLETON Service code 52 · EIN 94-1693697 | Indirect Investment Fees | $0 |
Filed as: JP MORGAN Service code 52 · EIN 33-1043149 | Indirect Investment Fees | $0 |
Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $0 |
THE VANGUARD GROUP, INC.1 year Filed as: VANGUARD Service code 52 · EIN 23-1999755 | Indirect Investment Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,205 | $104,336-11.6% | $159,487-42.2% | $86,821+6.2% |
| Participation rate | 68.8% | 77.7%-8.9pp | 82.8%-14.1pp | 72.3%-3.5pp |
| Annual return | 14.65% | 26.32%-11.7pp | 263.71%-249.1pp | 97.94%-83.3pp |
| Employer contribution / active EE | $0 | $3,451-100.0% | $4,831-100.0% | $2,406-100.0% |
| Participant deferral / active EE | $5,988 | $6,837-12.4% | $7,354-18.6% | $4,132+44.9% |
| Admin fee / account holder | $240 | $172+39.5% | $10,804-97.8% | $170+41.6% |