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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,933 | $113,338-50.6% | $94,993-41.1% | $147,586-62.1% |
| Participation rate | 85.7% | 78.0%+7.7pp | 73.9%+11.8pp | 82.8%+2.9pp |
| Annual return | 11.83% | 20.80%-9.0pp | 27.14%-15.3pp | 578.59%-566.8pp |
| Employer contribution / active EE | $7,619 | $3,160+141.1% | $2,603+192.6% | $4,876+56.2% |
| Participant deferral / active EE | $4,048 | $3,777+7.2% | $3,317+22.0% | $5,439-25.6% |
| Admin fee / account holder | $9,334 | $6,063+54.0% | $4,960+88.2% | $10,886-14.3% |