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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,129 | $127,296-31.6% | $109,907-20.7% | $167,536-48.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.2%+25.8pp | 82.1%+17.9pp |
| Annual return | 27.43% | 22.97%+4.5pp | 29.46%-2.0pp | 478.82%-451.4pp |
| Employer contribution / active EE | $17,245 | $3,325+418.7% | $2,844+506.4% | $4,839+256.4% |
| Participant deferral / active EE | $5,690 | $4,513+26.1% | $4,047+40.6% | $6,342-10.3% |
| Admin fee / account holder | $3,688 | $7,119-48.2% | $6,069-39.2% | $12,315-70.1% |