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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,443 | $107,809-42.1% | $90,657-31.1% | $135,380-53.9% |
| Participation rate | 87.0% | 78.0%+8.9pp | 74.0%+12.9pp | 82.6%+4.3pp |
| Annual return | 6.88% | -0.90%+7.8pp | 1.89%+5.0pp | 519.81%-512.9pp |
| Employer contribution / active EE | $8,845 | $3,018+193.1% | $2,532+249.3% | $4,779+85.1% |
| Participant deferral / active EE | $3,814 | $3,872-1.5% | $3,424+11.4% | $5,609-32.0% |
| Admin fee / account holder | $2,239 | $5,931-62.2% | $4,994-55.2% | $10,828-79.3% |