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| Provider | Service type | Compensation |
|---|---|---|
Filed as: UNITED PLANNERS FNCL SVCS OF AMERIC Service code 15 · EIN 86-0588303 | Recordkeeping | $22,829 |
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $2,460 |
ADP BROKER-DEALER1 year Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,423 | $88,087+19.7% | $164,866-36.1% | $74,546+41.4% |
| Participation rate | 64.7% | 73.1%-8.3pp | 78.6%-13.9pp | 67.2%-2.5pp |
| Annual return | 12.70% | 17.27%-4.6pp | 69.97%-57.3pp | 1366.03%-1353.3pp |
| Employer contribution / active EE | $2,354 | $2,595-9.3% | $4,343-45.8% | $2,624-10.3% |
| Participant deferral / active EE | $5,176 | $4,499+15.0% | $6,033-14.2% | $4,347+19.1% |
| Admin fee / account holder | $173 | $2,232-92.2% | $12,689-98.6% | $1,944-91.1% |