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| Provider | Service type | Compensation |
|---|---|---|
Filed as: UNITED PLANNERS FNCL SVCS OF AMERIC Service code 15 · EIN 86-0588303 | Recordkeeping | $24,989 |
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $2,230 |
ADP BROKER-DEALER6 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,233 | $83,090+6.2% | $130,062-32.2% | $71,529+23.4% |
| Participation rate | 69.9% | 74.1%-4.2pp | 78.5%-8.6pp | 67.9%+2.0pp |
| Annual return | 14.96% | 20.61%-5.6pp | -137.37%+152.3pp | 28.97%-14.0pp |
| Employer contribution / active EE | $2,260 | $2,624-13.8% | $4,322-47.7% | $2,590-12.7% |
| Participant deferral / active EE | $4,613 | $4,436+4.0% | $5,821-20.7% | $4,291+7.5% |
| Admin fee / account holder | $184 | $1,727-89.4% | $10,601-98.3% | $1,588-88.4% |