Retirement plan

ARIZONA PIPELINE CO. 401KSAVINGS & INVESTMENT PLAN

Name: ARIZONA PIPELINE CO. - ARIZONA PIPELINE CO. 401KSAVINGS & INVESTMENT PLAN (2019) Form 5500
Creator: ARIZONA PIPELINE CO.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ARIZONA PIPELINE CO. 401KSAVINGS & INVESTMENT PLAN, ARIZONA PIPELINE CO.

ARIZONA PIPELINE CO.EIN 95-3336040Plan #002PY 2019

17373 LILAC STREET - HESPERIA, CA 92345760-244-8212arizonapipeline.comLinkedIn1001-5000 employeesoil & energy

Prospect flagsLow assets / participantLow employer contributionCorrective distributions

How to read this page

Total assets (EOY)

$16M

+25.7% from 2018

Total participants

1,462

+13.5% from 2018

Average account balance

$11,742

+9.8% from 2018

Annual return

20.88%

+26.51 pp from 2018

Benchmarks

See 1,257 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants250-999

Cohort1,257 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$20.30M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$19K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,048

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

67.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.11M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.60%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$113

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
MORGAN STANLEY SMITH BARNEY4 years Filed as: MORGAN STANLEY GLOBAL BANKING OPERA Service code 99 · EIN 26-4310844	Other Fees	$25,393
VOYA RETIREMENT INSURANCE & ANNUITY4 years Service code 26 · EIN 71-0294708	Advisory (Participants)	$13,501
MORGAN STANLEY SMITH BARNEY1 year Filed as: MORGAN STANLEY AND CO INC Service code 99 · EIN 51-0116113	Other Fees	$9,035

Plan features & details

Pension benefit codes2E2F2G2J2K2S3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$14K

$16 / participant

Other / not subdivided$14K100.0%

% of EOY assets

0.085%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HOLTHOUSE CARLIN & VAN TRIGT LLP
Auditor EIN: 954345526
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$11,742

$66,650-82.4%

$92,915-87.4%

$67,582-82.6%

Participation rate

88.0%

72.5%+15.5pp

76.0%+12.0pp

71.3%+16.7pp

Annual return

20.88%

92.64%-71.8pp

109.45%-88.6pp

378.57%-357.7pp

Employer contribution / active EE

$295

$2,777-89.4%

$3,653-91.9%

$2,148-86.2%

Participant deferral / active EE

$1,614

$3,160-48.9%

$4,238-61.9%

$3,539-54.4%

Admin fee / account holder

$10

$199-95.0%

$5,796-99.8%

$142-93.0%

Provider

Service type

Compensation

MORGAN STANLEY SMITH BARNEY4 years

Filed as: MORGAN STANLEY GLOBAL BANKING OPERA

Service code 99 · EIN 26-4310844

Other Fees

$25,393

VOYA RETIREMENT INSURANCE & ANNUITY4 years

Service code 26 · EIN 71-0294708

Advisory (Participants)

$13,501

MORGAN STANLEY SMITH BARNEY1 year

Filed as: MORGAN STANLEY AND CO INC

Service code 99 · EIN 51-0116113

Other Fees

$9,035

ARIZONA PIPELINE CO. 401KSAVINGS & INVESTMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ARIZONA PIPELINE CO. 401KSAVINGS & INVESTMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion