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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,146 | $43,075+297.3% | $74,577+129.5% | $62,881+172.2% |
| Participation rate | 71.4% | 58.1%+13.4pp | 68.1%+3.3pp | 69.3%+2.1pp |
| Annual return | 5.32% | 17.50%-12.2pp | 20.47%-15.2pp | 20.14%-14.8pp |
| Employer contribution / active EE | $712 | $1,498-52.5% | $2,525-71.8% | $2,281-68.8% |
| Participant deferral / active EE | $2,743 | $2,389+14.8% | $3,458-20.7% | $3,203-14.4% |
| Admin fee / account holder | $2,904 | $2,840+2.2% | $4,138-29.8% | $4,296-32.4% |