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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,138 | $100,139+173.8% | $85,187+221.8% | $145,884+87.9% |
| Participation rate | 83.3% | 74.1%+9.2pp | 67.5%+15.8pp | 80.3%+3.0pp |
| Annual return | 17.56% | 84.15%-66.6pp | 66.67%-49.1pp | 551.85%-534.3pp |
| Employer contribution / active EE | $1,119 | $3,238-65.4% | $2,732-59.0% | $4,662-76.0% |
| Participant deferral / active EE | $2,956 | $5,296-44.2% | $4,525-34.7% | $6,690-55.8% |
| Admin fee / account holder | $37,337 | $7,262+414.1% | $6,162+505.9% | $13,392+178.8% |