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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,142 | $45,872+314.5% | $77,100+146.6% | $68,490+177.6% |
| Participation rate | 76.9% | 55.9%+21.0pp | 67.9%+9.0pp | 67.9%+9.0pp |
| Annual return | -22.63% | 1.73%-24.4pp | 42.35%-65.0pp | -7.85%-14.8pp |
| Employer contribution / active EE | $875 | $1,650-47.0% | $2,815-68.9% | $2,597-66.3% |
| Participant deferral / active EE | $2,514 | $2,963-15.1% | $4,430-43.2% | $4,028-37.6% |
| Admin fee / account holder | $8,775 | $3,041+188.5% | $5,443+61.2% | $5,403+62.4% |