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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,718 | $48,337-67.5% | $67,560-76.7% | $80,959-80.6% |
| Participation rate | 55.2% | 66.4%-11.3pp | 72.9%-17.8pp | 67.7%-12.5pp |
| Annual return | 10.48% | 18.26%-7.8pp | 3533.50%-3523.0pp | 35.67%-25.2pp |
| Employer contribution / active EE | $0 | $2,023-100.0% | $2,737-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $3,019 | $2,928+3.1% | $4,004-24.6% | $4,300-29.8% |
| Admin fee / account holder | $0 | $3,695-100.0% | $3,994-100.0% | $6,925-100.0% |